Wednesday, January 21, 2015

What Exactly You Need When Declaring Vehicle Insurance

Assorted items can speed up your Car insurance disclose.


Scarce motorists accomplish it wrapped up their driving lives without having to record an auto insurance claim at one lifetime or another. To advice constitute the claims method animation also smoothly, there are a divergency of matters you extremity to ice that you retain all the required facts. The bounteous sweeping and accurate advice you can bestow quickly, the sooner your disclose is practicable to be resolved.


Policy Information


If other drivers were involved in the accident, first determine the extent of any injuries and call for help if necessary. Next, get their information, including name, address, phone number, vehicle license plate number, name of insurance company and policy number. While the police will also gather this information if they are at the accident scene, you can save your insurance company the time and effort of tracking it down.



One of the head thingsto create after an Car accident is to contact your insurance company. Either contact your insurance agent directly or call the company's toll-free claims telephone number. The phone numbers can be found on the financial responsibility card that was issued to you by your insurance company, so have this with you at all times.

Driver Information

It also prevents other drivers from leaving the scene without being identified.


Witness Information


If there are witnesses at the accident scene, gather their contact information, including name, address and a telephone number where they can be easily reached. This is especially important if you believe you are not at fault in the accident since you'll want as many people as possible to be able to back up your version of events.


Police Report


Be sure that you or someone at the scene calls the police. A police report of the accident is an important piece of documentation that your insurance company will use to make its decision as to the level of fault. If the other party is at fault, he is also more likely to be truthful when giving his story to the police.


Written Version of Events


At some point in the claims investigation, the other party's insurance company will call you to obtain a recorded statement of your version of the accident. To protect yourself against a possible lawsuit or to avoid giving conflicting information, write down everything you should say during the interview. Your insurance carrier should be able to assist you in your preparation.